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Voluntary Benefits
Without a bigger budget.
Voluntary benefits give your employees extra financial protection on top of what you already provide. They choose what they want and pay for it through payroll, at group rates.
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Health, financial and personal
Three kinds of voluntary benefits
Why Employers Add Them
for your people.
Voluntary benefits have become a core part of the benefits package, and one of the most useful tools for attracting and keeping good employees.
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What voluntary benefits do
They widen what you offer, so your package holds up against larger employers.
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What voluntary benefits do
Accident, hospital and gap plans pay cash when something happens, which helps cover what the health plan does not.
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What voluntary benefits do
Employees pay the premiums through payroll deduction, so the cost to your company is little or nothing.
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What voluntary benefits do
Each employee picks what fits their own life and skips what does not.
The Benefits
chosen by each employee.
Voluntary benefits fall into three groups: health, financial and personal. You decide which ones to offer.
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What if the health plan does not cover it all?
Pays cash after a covered injury, to use however the employee needs.
A lump sum on diagnosis of a covered serious illness.
A set amount for a covered hospital stay.
Helps with deductibles and other out-of-pocket costs.
Routine care the health plan usually leaves out.
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What if a paycheck stopped?
Money for the family if an employee dies.
Replaces part of a paycheck when an employee cannot work.
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What about everyday risks?
Monitoring and help restoring an identity after fraud.
Access to an attorney for common legal matters.
How It Works
clear for them.
We set it up, explain it to your employees and keep it running.
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We help you pick the benefits that suit your workforce.
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We meet with your employees at your workplace and walk through each option.
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Employees choose what they want, online or in person.
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Premiums come out of payroll, and we handle questions during the year.
Enrollment
if employees understand it.
Voluntary benefits are easy to offer and easy to ignore. We come to your workplace and explain each one in plain language, so your people choose with confidence.
We explain the options to your employees in person.
Employees enroll through Employee Navigator.
Employees can reach us with questions all year.
Common Questions
answered.
Usually little or nothing. Employees pay the premiums through payroll deduction. You can choose to contribute, but you do not have to.
No. We help you choose the ones that fit your workforce, and you can add more later.
Many voluntary policies can go with the employee. It depends on the policy, and we tell you which ones before you choose.
Some carriers set a participation minimum. We tell you up front what applies to a group your size.
Keep Exploring
that work with your plan.
Group Health & Plan Design
Coverage designed around your workforce and looked after all year.
Cost Containment
Level-funded and self-funded plans, plus FSAs, HSAs and HRAs.
Employee Support & Wellness
Claims help, employee questions and wellness services.
Not sure where your plan stands?
Eight questions, about three minutes, and a score right away.
Your Next Step
Keep your budget where it is.
Tell us about your workforce and we will suggest the voluntary benefits most likely to matter to them.
Prefer to call?
Which benefits fit
Based on your workforce and what you offer now.
What employees would pay
Sample payroll deductions for each option.
How enrollment works
Meetings at your workplace and online sign-up.
Because your employees are your greatest asset.
Medicare disclaimer: We do not offer every plan available in your area. Currently we represent [X] organizations which offer [X] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. Group Benefit Strategies is not connected with or endorsed by the U.S. government or the federal Medicare program.
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